About Scott Chen

Scott Chen, MBA, specializes in all types of residential loans -- including conventional, government (FHA/VA/USDA), JUMBO, reverse mortgage, and portfolio investor loans, such as fix 'n flip, new construction, and investor cash flow. Most importantly, he saves time and effort for the client by astutely shopping among the most competitive wholesale lending partners to find the best loan type and rate possible. If the client is not credit-ready or early in preparation, Scott will help carve out a plan with additional options to qualify for a loan. He's known to be highly accessible, knowledgeable, informative, analytical, and courteous. His clients love his loan scenario analysis for cost savings and clear decision-making. Read less

Reviews
David Maman

Professional. I have a bit of a complicated scenario and they were able to get it done. Highly recommend them. Read less

Pamela Rodriguez

I contacted Scott a fee months back for a refinance mortgage loan. He helped me getting the lowest interest rate and for all the process to be smooth and stress free. He always answered my questions in a knowledgeable and informative manner. Thanks Scott for all your help. I was able to refinance my house without any problem. Read less

Selina Mensah

I contacted Scott in early July for a mortgage loan. He was able to give me pre-approval letter the same day without any stress. Lowest interest rate ever and also help me with my realtor. I got my house within three weeks. He is a good hard worker. He answered his call any time. Whether morning or night. Always available to answer calls. Thanks Scott for helping me get my new home Read less

Esperanza Agnew

Scott was such a pleasure to work with through our loan process. He was very knowledgeable, informative and always willing to answer our questions. Thank you for making this a smooth process for us, Scott! Read less

Emily K

Great experience and quick turnaround! Scott has helped me out with both buying my first home in California and later, my first refinance. As a new homeowner, the paperwork, various deadlines, and financial minutiae were overwhelming. Not only did Scott help me though each step of the process, but he also was able to patiently explain and answer any question I had. He has a high attention to detail and was able to catch small mistakes in the paperwork, even if the contract was coming from another party. Overall, Scott was very knowledgeable, quick to respond and clarify, and thorough. He definitely earned my trust and I felt confident going to him for my refinance later. Thanks, Scott! Read less

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Specializations

Mortgage Types
  • Purchase
  • Refinance
  • Investment
Loan Products
  • Conventional
  • FHA
  • USDA
  • Jumbo
  • VA
Licensed In
  • California
  • District Of Columbia
  • Pennsylvania
  • Texas
  • Virginia
Email broker
Contact a local mortgage broker today to get started on your dream home loan.