About Scott Chen

Scott Chen, MBA, specializes in all types of residential loans -- including conventional, government (FHA/VA/USDA), JUMBO, reverse mortgage, and portfolio investor loans, such as fix 'n flip, new construction, and investor cash flow. Most importantly, he saves time and effort for the client by astutely shopping among the most competitive wholesale lending partners to find the best loan type and rate possible. If the client is early in preparation or not credit-ready, Scott will help carve out a plan to qualify for a loan. He's known to be highly accessible, knowledgeable, informative, analytical, and courteous. Licensed in CA, DC, MD, VA, PA, TX, FL. Read less

Reviews
Ry

Good experience, very knowledgable and responsive. Read less

Nakisa Naraghi

Dear Scott! Thank you so much for your help with buying our home. You made the process simple and easy to understand for us, and we appreciated your patience and expertise. Your insight was extremely valuable to us and I don't think we could have done this without you. Read less

Juana Saucedo

My husband and I are beyond satisfied with Scott's service in the process of buying our first property. He is very professional, diligent, and always answered any questions we had. He also provided us with options and got the process completed in less than 16 days. We will definitely be referring him. Read less

Eric Henriquez

Professional and diligent. Not once did I ever feel out of the loop. Answered all my questions with respect, integrity, and honesty. I recommend Scott. Especially if you're a first time homebuyer! Read less

JN

Scott provided me excellent service when I worked with him to secure a mortgage for my investment property. Given that I'm a foreign national, many loans had been unavailable to me. But he managed to secure a good deal for me despite various complications surrounding my situation and within a short timeframe. Overall, he is knowledgeable, responsive, and well-connected. I recommend him strongly -- and all the more so if you have trouble due to owning high assets but earning low qualifying sources of income. Read less

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Specializations

Mortgage Types
  • Purchase
  • Refinance
  • Investment
Loan Products
  • Conventional
  • FHA
  • USDA
  • Jumbo
  • VA
Licensed In
  • California
  • District Of Columbia
  • Florida
  • Maryland
  • Pennsylvania
  • Texas
  • Virginia
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