About Scott Chen

Scott Chen, MBA, specializes in all types of residential loans -- including conventional, government (FHA/VA/USDA), JUMBO, reverse mortgage, and portfolio investor loans, such as fix 'n flip, new construction, and investor cash flow. Most importantly, he saves time and effort for the client by astutely shopping among the most competitive wholesale lending partners to find the best loan type and rate possible. If the client is early in preparation or not credit-ready, Scott will help carve out a plan to qualify for a loan. He's known to be highly accessible, knowledgeable, informative, analytical, and courteous. His clients love his loan scenario analysis for cost savings and clear decision-making. Read less

Juana Saucedo

My husband and I are beyond satisfied with Scott's service in the process of buying our first property. He is very professional, diligent, and always answered any questions we had. He also provided us with options and got the process completed in less than 16 days. We will definitely be referring him. Read less

Eric Henriquez

Professional and diligent. Not once did I ever feel out of the loop. Answered all my questions with respect, integrity, and honesty. I recommend Scott. Especially if you're a first time homebuyer! Read less


Scott provided me excellent service when I worked with him to secure a mortgage for my investment property. Given that I'm a foreign national, many loans had been unavailable to me. But he managed to secure a good deal for me despite various complications surrounding my situation and within a short timeframe. Overall, he is knowledgeable, responsive, and well-connected. I recommend him strongly -- and all the more so if you have trouble due to owning high assets but earning low qualifying sources of income. Read less

Nima Seyedashraf

Scott is absolutely brilliant, so knowledgeable, organized and efficient! Not only is he highly skilled in the mortgage process but he is emotionally intelligent. Scott was fully aware of the stressful process of making offers and obtaining a mortgage. From my first conversation with Scott until my last, I felt supported. Every time I spoke with Scott I left feeling “we can do this! This will work out!”. I will always be thankful for the way Scott worked with us, we can be difficult at times but he handled our situation very well. I 100% recommend Scott to anyone who is looking to make the impossible, possible. Read less

David Maman

Professional. I have a bit of a complicated scenario and they were able to get it done. Highly recommend them. Read less

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Mortgage Types
  • Purchase
  • Refinance
  • Investment
Loan Products
  • Conventional
  • FHA
  • USDA
  • Jumbo
  • VA
Licensed In
  • California
  • District Of Columbia
  • Florida
  • Maryland
  • Pennsylvania
  • Texas
  • Virginia
Email broker
Contact a local mortgage broker today to get started on your dream home loan.