Want To Elevate Your Real Estate Business?
Partner with an independent mortgage broker
Provide A Better Home-Buying Experience
As a real estate agent, you play a key role in the home-buying process — you connect future homeowners to their American dream. But with growing online competition and expectations, today’s real estate agents are faced with a choice: adapt to meet your client’s modern mortgage needs, or be left behind.
Teaming up with an independent mortgage broker helps you meet your client’s need for technology and speed. With one credit pull and mortgage application, a mortgage broker shops multiple lenders to find the best home loan options available. Now, brokers have access to some of the most competitive rates in the country through a new program called Conquest offering rates as low as 2.5%* on conventional products and 2.25%** on VA products, potentially enabling your buyers to get a bigger, more expensive home without blowing their monthly payment budget.
Once your client chooses the mortgage that meets their needs, your mortgage broker partner utilizes their industry expertise to guide them through the approval process from start to finish. As a bonus benefit, mortgage brokers offer digital mortgage tools that empower your client to safely communicate and submit documents from anywhere.
Bottom line? When you team up with a local mortgage broker, you create a powerful one-two (mortgage) punch that gets your clients closed quicker, and gets you paid sooner.
*The principal, interest and MI payment on a $330,000 30-year Fixed-Rate Loan at 2.75% and 90% loan-to-value (LTV) is $1,424.20. The Annual Percentage Rate (APR) is 3.135% with estimated finance charges of $11,000. The principal and interest payments, which will continue for 360 months until paid in full, do not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 09/30/2020. Subject to borrower approval. Some exclusions may apply.
**The principal and interest payment on a $204,600 30-year Fixed-Rate VA Loan at an interest rate of 2.25% and 100% loan-to-value (LTV) is $782.08. The Annual Percentage Rate (APR) is 2.544% with estimated finance charges of $7,800, which includes a funding fee paid at closing as determined by VA guidelines. The principal and interest payment, which will continue for 360 months until paid in full, does not include taxes and insurance premiums, which will result in a higher actual monthly payment. Rates are current as of 09/30/2020. Some exclusions may apply. Subject to borrower approval. United Wholesale Mortgage is not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. Some exclusions may apply. Not guaranteed available.
DO YOUR HOMEWORK
The more your clients know about the home-buying process, the better prepared they’ll be to shop for and purchase their dream home with you. Check out and share these helpful tips and strategies with them.
WHAT REAL ESTATE AGENTS ARE SAYING
"I’ve referred mortgage brokers to my buyers for over 20 years. They are local, easy to reach and most have quick access to processors and underwriters, which helps with timely information. Big banks usually outsource and their loan officers are impossible to reach. Mortgage brokers are involved in every step of the process."
- Pat L.
“I can’t believe how fast my mortgage broker got things done. From start to finish, I closed my last home in just over two weeks!”
- Anthony T.
BANKS WERE LIMITING
“Once I partnered with a mortgage broker, I realized how limited bank loan options can be. My mortgage broker has access to wholesale rates that she passes along to my buyers. So they get lower monthly payments and can put those savings toward their home.”
- Chris M.
"Mortgage brokers are an integral part of the home-buying process and we work as partners together to ensure a smooth, timely transaction and that closings take place on time. Working with a mortgage broker has opened a lot of doors for me and my buyers."
- Molly H.