Want to help your buyers find the best home loan?
Find an independent mortgage broker first
WHY WORK WITH A MORTGAGE BROKER?
For most homebuyers, you’re the first person they connect with in the home-buying process. And while they look to you to help them find their dream home, they may also have questions about how to afford it. That’s where partnering with a local independent mortgage broker can help. They work with hundreds of lenders and are not captive to one set of products or underwriting guidelines, so they can provide more loan options, as well as more approval opportunities for your buyers.
Now, brokers have access to some of the lowest rates in the country through a new program called Conquest offering interest rates as low as 2.5%* on a 30-year-fixed mortgage, potentially qualifying them for a bigger home. From start to finish, their turn times are well below the industry standard. Bottom line? Working with an independent mortgage broker gets you to the closing table sooner. So you’re paid faster.
DO YOUR HOMEWORK
The more your clients know about the home-buying process, the better prepared they’ll be to shop for and purchase their dream home with you. Check out and share these helpful tips and strategies with them.
WHAT REAL ESTATE AGENTS ARE SAYING
"I’ve referred mortgage brokers to my buyers for over 20 years. They are local, easy to reach and most have quick access to processors and underwriters, which helps with timely information. Big banks usually outsource and their loan officers are impossible to reach. Mortgage brokers are involved in every step of the process."
- Pat L.
“I can’t believe how fast my mortgage broker got things done. From start to finish, I closed my last home in just over two weeks!”
- Anthony T.
BANKS WERE LIMITING
“Once I partnered with a mortgage broker, I realized how limited bank loan options can be. My mortgage broker has access to wholesale rates that she passes along to my buyers. So they get lower monthly payments and can put those savings toward their home.”
- Chris M.
"Mortgage brokers are an integral part of the home-buying process and we work as partners together to ensure a smooth, timely transaction and that closings take place on time. Working with a mortgage broker has opened a lot of doors for me and my buyers."
- Molly H.
*The principal and interest payment on a $200,000 30-year Fixed-Rate Loan at 2.875% and 80% loan-to-value (LTV) is $829.78. The Annual Percentage Rate (APR) is 3.097% with estimated finance charges of $5,600. The principal and interest payment does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 05/20/2020. The APR is calculated using the Actuarial Method. Some exclusions may apply.